I am not an attorney or a finance professional. Most importantly, I don’t know your individual circumstances. As such, any statements made on this site should be considered general opinion and should absolutely not be construed as formal legal or financial advice.

There is no substitute for the expert guidance of a trained professional familiar with your specific situation. While I certainly hope you find the information on this site helpful, I encourage you to always consult a legal or financial professional before making any important decision.

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